MAKE IT MONTHLY

Hot Tub Financing

Sensible monthly payments through our lending partner. Pick your spa, and we will walk the numbers with you.

Financing

Can you finance a hot tub?

Yes. Hot Tubs of Tennessee offers financing through our lending partner, with promotional offers that change through the year. Many buyers pay for their spa monthly rather than all at once. Visit any showroom, or start the financing process below, and we will go over the current offers with you.

Start the Financing Process

Family relaxing together in a Hot Spring Highlife Vanguard spa

Couple relaxing in a Hot Spring Highlife Grandee spa

Our Lending Partners

Financing is offered through our lending partner, with promotional terms that change through the year. Ask at any showroom for the offers running right now.

Start the Financing Process

How Hot Tub Financing Works

Three steps, and most of the paperwork happens while you are picking out your cover lifter.

1. Find your spa

Shop the showroom floor or the site, try a few models, and settle on the one that fits your space and your people. A test soak is free if you want to be sure.

2. Apply with a lending partner

We will walk you through a short application with our lending partner at the showroom. Approval decisions usually come back quickly.

3. Enjoy it monthly

Your spa is delivered and set up by our local team while you pay for it over time. Warranty service and water-care help come from the same store.

Family enjoying a Hot Spring Limelight Pulse spa together

What our customers say

Five-star Google reviews from Tennessee customers.

“We dealt with Frank at the Knoxville location and couldn't be more satisfied with his assistance, product knowledge, and helping us with the best all around financing option!”

Mike Loeffler Knoxville Showroom ·

“Met salesman, Frank, who was helpful in showing various ways to finance this beautiful hot tub.”

Cedrick Graham Knoxville Showroom ·

“Logan was very upfront about prices and details so nothing ever caught us off guard.”

Polly Stokes Crossville Showroom ·

Frequently Asked Questions

The financing questions we hear most at the showroom.

Can I buy a hot tub with monthly payments?

Yes. Many of our customers finance their spa and pay monthly. We offer financing through our lending partner, and our team will walk the current terms with you at any showroom.

Does Hot Tubs of Tennessee offer 0% financing?

0% financing is available on approved credit during promotional periods. Offers change through the year, so ask at the showroom or request pricing to hear what is running now.

How do I apply for hot tub financing?

Visit any of our showrooms in Crossville, Franklin, Germantown, Knoxville, Lebanon, or Murfreesboro and we will walk you through a short application with our lending partner. Bring a photo ID, and plan on a few minutes rather than an afternoon.

Four friends laughing in a Caldera Fantasy Invite spa

Financing Offers can be combined with our specials

Crossville · Franklin · Germantown · Knoxville · Lebanon · Murfreesboro

Promotional financing often runs alongside the month's special. Check what is on right now before you buy.

See Our Specials